80% of Injury Claims are WORTHLESS Because of This (2023)


Learn the SHOCKING truth about most personal injury claims and settlements.

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Attorney Justin "JZ" Ziegler represents people hurt in incidents in Florida (or on a cruise). Within 2 years after law school, he started his own personal injury law firm and settled hundreds of cases within just a few years. Justin has recovered millions of dollars in settlements for accident victims.

He still runs JZ helps, a Florida injury law firm that is loved by its clients.

The JZ helps Youtube Channel is Justin's way of providing as much value as possible by talking about personal injury claims and settlements in Florida, and giving you information based on a 17 year career recovering money for accident victims hurt in Florida or on a cruise.

JZ has been interviewed by NBC6, CNN and the Wall Street Journal, and quoted by Newspapers/Online News, including The Miami New Times and TBO.com. He has also been interviewed and appeared on TV.

JZ has represented people whose accidents received news coverage, including the Miami Herald and much more.

Find JZ helps here:

Website: www.justinziegler.net/

Attorney Justin "JZ" Ziegler
Office: Coral Gables, Miami-Dade County, Florida (Serving All of Florida)

Justin also runs the Youtube PI lawyer's private Discord group, where fellow personal injury lawyers continue to thrive with their Youtube channels. Membership is limited to personal injury lawyers who are actively consistently making quality Youtube videos. Membership is limited to those creators that I approve. If you think you meet the above qualifications, leave a comment on one of my YT vids. In the comment, please say your # of subscribers, the state(s) your licensed in, and whether you're eligible for Youtube monetization.

The content of this YouTube channel is provided for informational purposes only and is not intended to constitute legal advice. You should not rely upon any information contained on this YouTube channel for legal advice. Viewing this YouTube channel is not intended to and shall not create an attorney-client relationship between you and Justin Ziegler or JZ helps (a Florida injury law firm). Messages or other forms of communication that you transmit to this YouTube channel will not create an attorney-client relationship and thus information contained in such communications may not be protected as privileged. Neither Justin Ziegler nor JZ helps (a Florida injury law firm) makes any representation, warranty, or guarantee about the accuracy of the information contained in this YouTube channel or in links to other YouTube channels or websites. This YouTube channel is provided "as is," does not represent that any outcome or result from viewing of this channel. Your use viewing of this YouTube channel is at your own risk. You enjoy this YouTube channel and its contents only for personal, non-commercial purposes. Neither Justin Ziegler, JZ helps (a Florida injury law firm), nor anyone acting on their behalf, will be liable under any circumstances for damages of any kind.

© 2022 Justin Ziegler. All rights reserved.


Most personal injury claims are worth very little I'll explain why now I know what you may be thinking, I see billboards everywhere that show huge settlements here's the deal.

Those big settlements are not the average settlement.

Often the advertised settlement is one of the lawyers best settlements they're showing you their best work.

I heard a great saying at a personal injury seminar over 15 years ago.

It still holds true today.

The saying is when a plane lands, it doesn't make the news.

This means that common events do not make the news.

Thus you are not going to see the most common settlements on billboards or on the news or tv.

If they were, I wouldn't have to make these videos.

I could be at a resort sipping a pina colada.

Can you please bring me? Another one let's start by looking at soft tissue injuries.

These are injuries where you have pain, but you don't have a broken bone or tear in your ligament or tendon.

Examples of soft tissue injuries are pain in your neck, your back your shoulder or your knee on your best day you're.

Typically looking at a 25 000 settlement, however, this assumes that six things happen number one.

Someone else is clearly at fault for the accident.

Number two, there is a lot of damage to the vehicles assuming it's a car accident.

Number three, you got medical treatment shortly after the accident.

Number four, your out-of-pocket medical bills are big number five.

The other driver has bodily injury liability insurance, or you have uninsured motorist insurance.

Number six you're dealing with one of the better insurance companies.

For example, I represented, oh, dallas and her son in a car accident.

She and her son were rear-ended.

I settled each of their personal injury cases for 25 000.

But that was only because they had all six of those factors.

In their case.

Number one, another driver crashed into the back of the car that oh, dallas and her son were in number two.

There was a lot of damage to the vehicles number three.

They took an ambulance to the hospital, which, of course, means they got treatment shortly after the accident.

Number four, they didn't have health insurance.

So their out-of-pocket medical bills were big number five.

The other driver had bodily injury.

Liability insurance number six, we were dealing with a good insurance company, aaa auto club, south and there's another factor that pushed the at fault drivers.

Insurance company to pay 25 000 to each injured person here, the per accident policy, bodily injury, liability limits with 50 000.

This means the most that the insurance company had to pay to all the injured people combined was 50 000 that insurance company made the decision to pay the claim and be done with the case.

If there is a limited insurance limit and several people who are making a claim, it puts pressure on the insurance company to settle faster.

Now, getting a 25 000 settlement for soft tissue injuries.

Usually is your best day on the flip side.

Most car accident.

Settlements are small.

A few years ago, geico's confidential documents were revealed.

Their average payout was about fourteen thousand dollars for personal injury.

It gets worse.

If there is little damage to the cars involved in the accident, and you just have pain in your neck, your back your shoulder or your knee.

You might not get more than one thousand dollars or two thousand dollars or so that's because juries often don't award much money for pain and suffering compensation.

If you just have pain, but no broken bone or major problem, juries, usually don't award money for injuries that you can't clearly, see on an x-ray or an mri.

And this is especially true.

If there isn't much damage to the cars involved in the accident, but that's, not it in a no-fault state like florida, you often need a permanent injury to get a penny or more for pain and suffering.

But it doesn't stop there.

Many drivers are uninsured or carry the state minimum bodily injury, liability limits.

This is especially true.

Now with inflation hitting hard, if you have a broken bone, your best stay is likely a 105 000 settlement.

This is because the settlement value of pain and suffering for most broken bones is worth much less than a hundred thousand dollars insurance companies know this that 105 000 settlement amount assumes five things number one.

Someone else is clearly at fault for the accident.

Number two, the other driver or liable business has bodily injury liability insurance, or you have uninsured motorist insurance.

Number three, the insurance company that you're dealing with is average or better.

Number four, the doctor says in writing that your caused or worsened your arthritis.

And you may need a future surgery again.

The 105 000 figure is likely your best settlement outcome for a broken bone, where you don't have surgery.

I settled a car accident.

Injury case for over a hundred thousand dollars where my client had a broken leg.

And his doctor said that it worsened arthritis that he had before the accident.

The doctor said that he may need future surgery if his knee instability worsened.

Once I sent the doctor's note about the future surgery to the at fault drivers insurance company.

They increased their offer from around.

Fifteen thousand dollars to eighty-five thousand dollars most cases where you have a broken bone, settle for way under a hundred thousand dollars if a doctor puts a plate or rod and screws in your body due to the accident, the full value of pain and suffering is usually at least a hundred thousand dollars or more I'm talking about if a doctor puts a plate in screws in your wrist, your leg, your arm or another body part.

I've settled cases like this for over three hundred thousand dollars where my client just had one surgery.

But in these cases that I settled for over three hundred thousand dollar or more either one or two things happen, the driver, a person who was at fault had a big bodily injury, liability insurance policy limit or my client had a big uninsured, motorist insurance limit on their auto insurance policy.

In many cases, you aren't so lucky, if a surgeon drills several plates or screws into your body, the full value of your pain and suffering is likely over one million dollars or more for pain and suffering brain injury and wrongful death claims can each be worth over one million dollars after an accident.

You can use several tactics that may get the insurance company to pay.

You thousands of dollars more to learn what these hacks are watch this video here or click on the link in the description below and if you're seriously injured in florida or on a cruise.

And you think that someone else may be at fault click on the link in the description below to see if I can represent you.


How do you determine the value of an injury claim? ›

Minor injuries: their medical expenses are usually multiplied by 1.5 to 3. Medium injuries: the sum of medical bills is multiplied by 3 to 4. Severe or permanent injuries: the total amount of medical expenses can be multiplied by 5 or more.

What is the largest class of injury claims? ›

Sources of injury in the office

If employees are required to adapt to a job that exceeds their body's physical limitations, they can become injured. The single largest class of injury claims in the office are Work-related Musculoskeletal Disorders (WMSD's).

What is the value of pain and suffering? ›

Pain and suffering are so-called non-economic damages. These types of damages cannot be proven with receipts, nor do they have a set dollar amount attached to them. Placing a monetary value on emotional and physical suffering can be tricky and will depend on the accident, a victim's prior lifestyle, and other factors.

How much are most personal injury settlements? ›

An average personal injury settlement amount is anywhere between $3,000 and $75,000. Be careful when using an average personal injury settlement calculator to give you an idea of what you may stand to collect. These numbers really depend on your individual case and are hard to predict without a professional.

How do you determine the value of a case? ›

Case value is determined by looking at a legal concept known as “damages”. The types of damages incurred in an accident caused by another party's negligence, carelessness, or intentional acts vary from case to case. They are used to calculate an amount of money to compensate you for a range of losses.

What is the injury value scale? ›

The idea of the Injury Scale Values is to rate the seriousness of the injury between 0 and 100. The most minor injuries (e.g. a minor laceration to a finger), are at 0 on the scale, and the more serious injuries (e.g. quadriplegia with extremely limited function) being up to 100.

What is the most common personal injury claim? ›

The most common type of personal injury claim is for road traffic accidents. You can make a claim whether you are a driver, a cyclist, a motorcyclist, a passenger, or a pedestrian.

What is the most common type of personal injury? ›

Automobile accidents are perhaps the most common single subtype of personal injury claims.

What is the most expensive workers comp claim? ›

The most costly lost-time workers' compensation claims by part of body are for those involving the head or central nervous system. These injuries averaged $93,942 per claim filed in 2019 and 2020. The next highest costs were for injuries involving multiple body parts ($62,859).

How is injury compensation calculated? ›

The amount of Personal Injury Compensation you can receive is calculated by adding together two types of compensation: general damages and special damages. Awarded to compensate you for the pain, suffering and loss of amenity associated with your injury.

What is the formula for claim calculation? ›

ADVERTISEMENTS: The actual amount of claim is determined by the formula: Claim = Loss Suffered x Insured Value/Total Cost. The object of such an Average Clause is to limit the liability of the Insurance Company.

What is the formula for settlement value? ›

The general formula most insurers use to measure settlement worth is the following: (Special damages x multiplier reflecting general damages) + lost wages = settlement amount.

What is example of claim value? ›

If you construct a position claiming that something is good or bad or one thing is better than another, you've made a claim of value. Examples of claims of value are: "The Wizard of Oz is the greatest movie of all time," "Snowboarding is the greatest way to spend a vacation," or, "Indian food is the best food of all."

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