Best Money Saving Smartphone Apps (2024)

We’ve gathered up all of the Best Money Saving Smartphone Apps for you below!

Best Money Saving Smartphone Apps (1)

Who doesn’t love to save money?

I know I sure do, so that is why I wanted to create this list of money saving and shopping apps to use with your smart phone, and some can even be used online.

Let me walk you through the list of all the different apps to consider.

What are Money Saving Apps

Depending on if you’re shopping for groceries or wanting to get deals on an overall purchase at a store, money saving apps allow you to go through their app to earn money for buying certain items.

Or if it is on groceries you scan your receipt to prove you bought the milk and eggs and get money back.

Best Money Saving Smartphone Apps (2)

Fetch

All you have to do is scan your receipts and earn points for your purchases. Then you can cash in the points for gift cards to your favorite retailers once you reach a cash out thresh hold.

Read: More About Fetch Rewards

Best Money Saving Smartphone Apps (3)

Ibotta

Ibotta is a great one for shopping for groceries, and select stores.

Depending on your location will depend on the offers that get shown to you.

This is a very popular grocery app.

Read: More About Ibotta

Checkout51

You will find this app is very similar to Ibotta.

Checkout51 has tons of stores to choose from and a really great way to earn money back on your purchases.

Receipt Hogs

All you have to do is scan your receipts and earn off tons of places you might already shop at.

Just download the app on your phone and begin earning in minutes.

You can answer what you feel about brands and earn entries into sweepstakes.

Flipp

Flipp has over 2,000 stores to choose from.

Download the app and then you can search for coupons to apply to a product you want to buy, shop the sales ad, and more.

Save money in a big way.

Best Money Saving Smartphone Apps (4)

Shopkick

Here is another great app you can download to your smartphone.

With each purchase that is eligible you will earn free gift cards to your favorite stores.

This is very similar to other apps, but it is a great one as it has a nice selection to choose from in terms of stores to shop at and places to redeem gift cards.

Read: More About Shopkick

Honey

This is an extension you can download on your computer.

It will offer a percentage for shopping at certain stores online. Now depending on the store there are requirements and some exclusions so make note that some purchases might be ineligible.

It is a free Chrome extension.

Rakuten

Rakuten used to be eBates, and is a cash back online shopping app as well.

You can download the app on your phone as well to earn a percentage of cash back for shopping at thousands of stores.

This is a great one if you are not a member of.

You will redeem your money as cash via Paypal, receive a check in a mail, etc.

Target Circle

Target Circle is a must for those who enjoy shopping at Target.

This is a way to get discounted deals, use coupons, and more.

They even have rewards for your birthday.

It is a great reward program to be a part of if you enjoy your Target finds.

Capital One Shopping is an extension you will add to your internet browser.

Then once you are shopping click on the button and it will run promo codes to try to find discounts at thousands of stores for you to shop from.

This is a great way to try and save as much as you can with each purchase.

Best Money Saving Smartphone Apps (5)

Swagbucks

You can sign up for Swagbucks for free, and start earning for shopping online, taking surveys for swagbucks, that you can later cash in for gift cards and more. This program has been around for so long, and is very popular. Right now you can earn $10 for signing up.

Read: More About Swagbucks

My Fridge Food

If you don’t know what to cook for dinner you have to try out My Fridge Food.

Click on the items you have on hand and it will provide recipes for you to to create a meal at home with what you have.

This is a great way to save money and utilize what you have on hand.

Gas Buddy

If you want to save as much as you can getting gas, consider Gas Buddy.

This is a free app to download and save up to $0.25 per gallon.

With the prices of gas these days, this is a wonderful app to have on hand when it is time to fill up.

Best Money Saving Smartphone Apps (6)

Upside

Similar to Gas Buddy you can save on gas, groceries and more.

You will earn money back on purchases made.

This is one app that allows you to save on gas and groceries in one.

Can You Use Multiple Apps

Now you can download and use as many or as few as you would like. You will find that these apps are wonderful for saving money on your everyday purchases.

You can use the same purchases for multiple apps if you want. This is a way to really maximize your savings.

Best Money Saving Smartphone Apps (2024)

FAQs

What's the app that helps you save money? ›

Best money-saving apps compared 2024
TitleBest forMonthly fee
QapitalGoal setting$3, $6, or $12/month
OportunSimplicity$5/month; 30-day free trial with download
Rocket MoneyTracking expensesFree; Premium: $3 to $12/month
YNABBudgeting$14.99/month; Free 34-day trial with no credit card or commitment requirements
7 more rows
Apr 9, 2024

What is the number 1 free budget app? ›

The best budgeting apps, ranked*
RankingPlatform nameMobile app availability
1Rocket MoneyBoth iOS and Android
2SimplifiBoth iOS and Android
3YNABBoth iOS and Android
4Monarch MoneyBoth iOS and Android
10 more rows
Feb 23, 2024

What is the best app to round up purchases? ›

Acorns helps you invest and save for your future. With nearly $4,000,000,000 in Round-Ups® invested and counting, we are an ultimate investing & money-saving app. Get started in minutes, and give your money a chance to grow. Invest, save, learn, and grow with Acorns.

What is the best budget app without linking bank account? ›

Why we recommend it: Goodbudget is more about planning for your finances than tracking previous transactions. This app is based on the envelope budgeting system, in which you portion out your monthly income toward specific spending categories (called envelopes). This app doesn't connect your bank accounts.

What money app actually works? ›

Compare the Best Money Making Apps
Money-Making AppKey Benefits
Upwork Best OverallBuild credibility through ratings, over 1,600 job categories
Rakuten Best for CashbackCashback from 1% to 40%, $10 welcome bonus
Survey Junkie Best for SurveysSimple sign-up process, option to share browsing data and unlock premium surveys
3 more rows

How can I save money drastically? ›

You can learn more about apps that automate savings and decide if they're a good fit for you.
  1. Count your coins and bills. ...
  2. Get discounts on entertainment. ...
  3. Delay purchases with the 30-day rule. ...
  4. Lower your car costs. ...
  5. Bundle cable and internet. ...
  6. Reduce your electric bill. ...
  7. Lower your student loan payments.
Mar 26, 2024

Why is Mint shutting down? ›

According to its parent company, Intuit, Mint wasn't making enough money, so Intuit began the app's closure in January. On March 23, Mint users will no longer be able to access their account data, which could include over a decade of their spending and financial history.

Is Mint or Rocket money better? ›

Mint is a budgeting app first and foremost, whereas Rocket Money is a personal finance app with budgeting, credit reporting, and bill negotiation features. This means Mint is more comprehensive for creating custom budgets and managing your spending, but Rocket Money has more features overall.

What is the best and safest budget app? ›

Best budgeting apps
  • Best app for planners: Simplifi by Quicken.
  • Best app for serious budgeters: You Need a Budget (YNAB)
  • Best app for beginner budgeters: Goodbudget.
  • Best app for investors: Empower.
  • Best app for over-spenders: PocketGuard.
  • Best app for couples: Honeydue.

Is Rocket money safe to use? ›

Is Rocket Money safe? Rocket Money utilizes the same security technology as banks do including 256-bit encryption. Its partner, Plaid, is trusted by many prominent fintech companies including Venmo. In short, Rocket Money is about as safe as any online financial service can be.

Is Acorns app worth it? ›

Is Acorns Worth it? Acorns charges monthly membership fees, starting at $3 per month. Even though it is a very easy way to get started investing, if you don't make enough purchases each month to round up and set aside enough money, the monthly fee could outweigh the benefit.

Is Chime legit and safe? ›

Is Chime legit? Yes. While not a bank, customer accounts through Chime are FDIC-insured through its partner banks.

Is there a free budgeting app? ›

The Sofi Insights app is an online budget planner and money tracker app. Like Mint, it enables you to link all of your bank accounts, allowing you to keep a close watch on your spending.

Is Mint premium worth it? ›

Ultimately, the premium subscription is most ideal for those who want a more in-depth overview of their finances and are willing to pay for the additional features. However, those looking to save money may be just as happy with the free version of the app.

Is Mint budget app safe? ›

FAQs. Is Mint safe to use? Mint is a personal finance app that is safe to use. The company has safety features including multi-factor authentication and security scanning tools to keep your account and personal data safe.

What is the app that rounds up debit cards? ›

Best Round-Up Apps
  • Acorns (Best for Using Round-Ups to Invest) Function(s): Saving, spending, investing. ...
  • Greenlight Max (Best Investment Account With Parental Controls) ...
  • SoFi Checking and Savings Account. ...
  • Current Bank (High-Powered Banking App) ...
  • Chime Bank (Checking Account With Round-Ups) ...
  • Qoins. ...
  • Qapital.
Apr 4, 2024

Who is the best money app? ›

Our Top Picks:
  • EarnKaro.
  • TaskBucks.
  • Swagbucks.
  • Roz Dhan.
  • Cointiply.
  • Current Rewards.
  • Pocket Money.
  • The Panel Station.
Mar 27, 2024

What is the most used app for money? ›

The Best Apps to Transfer Money for 2024
  • Paypal: Best overall.
  • Venmo: Best for sending money.
  • Cash App: Best if you like options.
  • Google Pay: Best for Google suite users.
  • Apple Pay: Best for Apple users.
  • Zelle: Best for sending money directly.
  • Western Union: Best for traditional domestic transfers.

Is Snoop app safe to use? ›

They cannot see your passwords or any login information. They use something called open banking to access your accounts. Plus, the Snoop app also has the same high security as a bank too. They are also authorised and regulated by the Financial Conduct Authority (FCA).

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