Denny Frecker on LinkedIn: #housingmarket #mortgagerates (2024)

Home prices continue to climb..... lock the home price in and Refi in the Future. They estimate a +10% increase in home prices again in 2024 and beyond.

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The age of the average first-time homebuyer has gone up from 33 to 36 in 2023. But what does that mean? As a real-estate agent, you can expect your potential clients to have growing families, established careers, clear goals and possible debt. Let's chat about how working with an Arvest Bank Mortgage Loan Officer like me can help potential clients achieve their home ownership goals. https://bit.ly/3sx2VYv Equal Housing Lender #Arvest #homeownership #DreamHomeKeys #RealEstate #MortgageTrends

You should always email your lender and get confirmation of what down payment assistance programs the lender can offer. In some instances, the Florida Housing Finance Corporation will have a list of approved lenders, but not all organizations or down payment organizations keep lists or publicize which lenders or banks are participating Too many times, buyers have called me, not realizing the down payment assistance is a program consisting of a first and second mortgage (down payment assistance) like Chenoa, ArriveHome, or Hometown. HEROES.A little homework upfront can save you time and money, and in some cases, the home 🏠 purchase.Ryan Skerritt #downpaymentassistance #firsttimehomebuyertips #firsttimehomebuyerspecialist #research #makefloridayourhome #miamirealestate #bostonrealestate #chenoa #hometownheroes

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Great tips! 🏡🏢

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💪 Let's dive into the best practices that will help you reach new heights in the industry. 🔑 🤝 Strengthen Bonds, Grow Business! 🏡💼 Uncover the Power of Community Engagement for Mortgage Loan Originators. 🌟Visit us at www.keystonebroker.com or connect with one of our Account Executives to share your scenarios.Kierin McAnally Barbara Ferullo Tom Regan Jason Perry Thomas Clemens John Turner Gerard (Jerry) Sanchez III Charles Doyle Tim Paret Kaleen Kennedy#MortgageMasters #CommunityConnections #OriginatorExcellence"

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Freddie Mac unveiled a great tool for the times: The GSE launched#DPAOne®"to help mortgage lenders quickly find and match borrowers to down payment assistance programs (DPA) nationwide." This is great for first-time home buyers and the underserved market segments that new Community Reinvestment Act (#CRA) guidelines released last week are meant to help. How do you find the people who #DPA can help? InGenius can help you with that.#actionableintelligence #growthmultiplier

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Struggling to close deals because traditional lending options don't fit your client's unique needs? Look no further!✅ ITIN Mortgage Program: Perfect for self-employed borrowers with ITINs. We simplify income verification!✅ P&L Only Program: Designed for business owners. Get qualified on the strength of a 12-month Profit & Loss statement alone!✅ Bank Statement Mortgage: Ideal for self-employed clients. Validate income through 12 or 24 months of bank statements.✅ DSCR Mortgage Program: Investors, this one's for you! Get loans based on your property’s rental income.✅ Foreign Nationals Program: Non-U.S. citizens can now purchase or refinance easily with income from their home countries.At NewPoint Mortgage, we turn challenges into closed deals! 🤝Reach out to discuss how we can collaborate! https://lnkd.in/gjmipwdk #mortgage #nonqm #loans #realestate #newpointmortgage #financing #lending #homebuyers

Struggling to close deals because traditional lending options don't fit your client's unique needs? Look no further!✅ ITIN Mortgage Program: Perfect for self-employed borrowers with ITINs. We simplify income verification!✅ P&L Only Program: Designed for business owners. Get qualified on the strength of a 12-month Profit & Loss statement alone!✅ Bank Statement Mortgage: Ideal for self-employed clients. Validate income through 12 or 24 months of bank statements.✅ DSCR Mortgage Program: Investors, this one's for you! Get loans based on your property’s rental income.✅ Foreign Nationals Program: Non-U.S. citizens can now purchase or refinance easily with income from their home countries.At NewPoint Mortgage, we turn challenges into closed deals! 🤝Reach out to discuss how we can collaborate! https://lnkd.in/gQhjkGB5 #mortgage #nonqm #loans #realestate #newpointmortgage #financing #lending #homebuyers

In a recent letter to the leaders of regulators for the federal mortgage program, COMMUNITY HOME LENDERS OF AMERICA expressed concern about the impact of the recent Sitzer/Burnett v NAR court ruling and its impact on mortgage lending to minorities, veterans, and other underserved homebuyers.CHLA suggests that the Federal Housing Finance Agency, the U.S. Department of Housing and Urban Development, the Rural Housing Service, and the U.S. Department of Veterans Affairs consider the following areas for action:1. Fund the Buyer's Real Estate Commission2. Appraisal Guidance3. Downpayment Assistance ProgramsRead the full recommendations here: https://lnkd.in/dd-eGgre

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When it comes to buying a house what are the pros and cons of online lenders vs. local lenders? Can portals like Zillow, Redfin, and Rocket Mortgage really serve your best interests? Can you really get lower rates from an online lender? In this article, we explore the options and the risks so that you can make an informed decision for the biggest investment of your life – buying a home: https://bit.ly/3QM7gA2.#RattiLending #LocalLender #BuyAHouse